Your money OS for the Eastern Caribbean

Salary, bills, and fuel — without a bank login.

Type the balance. Scan a receipt or a VINLEC bill and confirm it before it posts. Plus adds fuel trips that record what you paid and how far you drove. Personal books never mix with the shop.

Start Personal free Open a shop Get the app

Sample command center · XCD

Not live numbers

Cash runway

41 days

EC$ 2,480 left

Bills (7d)

EC$ 340

VINLEC + rent share

Invoice paid

EC$ 1,250

2 of 3 this week

Fuel week

EC$ 86

64 km commute

“This week in your money: leftover covers the VINLEC bill. Fuel is 8% under last week.”

EC$0

Personal Free

USD $7.99

Plus / month

USD $14.99

Ultra / month

EC$ / XCD

Books default

Personal on DEEP Vault

See the month, then decide the next dollar.

Personal stays on its own ledger. Invoices, inventory, and shop Coach live on a shop workspace. Personal Coach is a separate chat on your books only.

FlowScan AI

Photo, gallery, or PDF. You confirm before anything posts.

SpendSense

See what a purchase does to leftover and the category cap.

Smart Budget

Caps that update when you confirm a scan or a spend.

Accounts (typed)

Bank, credit union, wallet, jar — labels, not a bank feed.

Financial Pulse

Month and year on your books.

Challenge Hub

Save with friends as a percent of your own goal.

Personal Coach

Ask about your books. Never mixed with shop books.

Personal Plus — USD $7.99/mo

VINLEC and loads

Estimate from kWh. Type this month’s surcharge from the bill.

Fuel trips

Log what you paid at the pump and how far you drove.

Money calendar

Payday, bills, and set-aside on a month view.

Caribbean native

Built for every island

Personal books default to XCD. Shop invoices calculate GCT, VAT, and GST for your territory.

Antigua and BarbudaAnguillaBahamasBarbadosBelizeDominicaGrenadaGuyanaHaitiJamaicaMontserratSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesBritish Virgin IslandsSurinameTrinidad and Tobago

Simple pricing