Personal on DEEP Vault

See the month, then decide the next dollar.

Personal stays on its own ledger. Invoices, inventory, and shop Coach live on a shop workspace. Personal Coach is a separate chat on your books only.

Personal OS

Command Center, Narrate, bills, and Coach in EC$.

Shop suite

Invoices, inventory, and a ledger that never mixes with home.

Fuel & trips

Commute places, trip detail, fill-ups, and island pump prices — on the phone.

FlowScan AI

Photo, gallery, or PDF. You confirm before anything posts.

Scan receipts, payslips, cheques, and utility bills. The AI extracts totals and categories. Manual typing never counts toward your scan cap.

  • · Camera, photo, or PDF
  • · Income and expense documents
  • · Nothing posts until you confirm

SpendSense

See what a purchase does to leftover and the category cap.

Before you buy, check leftover until payday and the envelope that would take the hit. Add anyway, delay, reduce, or pick another category.

  • · Category remaining
  • · Shopping list vs grocery cap
  • · Education, not advice

Smart Budget

Caps that update when you confirm a scan or a spend.

Personalised envelopes — essential, flexible, savings, lifestyle. Remaining % updates after you confirm money in or out.

  • · Your categories
  • · Remaining %
  • · Suggested caps you accept

Accounts (typed)

Bank, credit union, wallet, jar — labels, not a bank feed.

DEEP Vault does not connect to any bank. Pick a name so you can tell accounts apart, type the balance, then log deposits and transfers.

  • · Labels only
  • · You type deposits
  • · Transfers are not income

Financial Pulse

Month and year on your books.

Income, spend, saved, and what changed versus last month. Annual view when you have the history.

  • · Monthly review
  • · Vs last month
  • · Education, not advice

Challenge Hub

Save with friends as a percent of your own goal.

Leaderboards use usernames and % complete — never balances or salary. Join a featured challenge or create one.

  • · % of your goal
  • · Invite codes
  • · Optional

Personal Coach

Ask about your books. Never mixed with shop books.

A Personal Coach chat grounded in your income, bills, budgets, and Pulse. It can suggest a log or a cap. It never writes money without you.

  • · Personal ledger only
  • · 5 messages/day on Free
  • · Not regulated advice

Personal Plus — USD $7.99/mo

VINLEC and loads

Estimate from kWh. Type this month’s surcharge from the bill.

Domestic math: EC$0.50/kWh, VAT 16% over 250 kWh, July 2026 surcharge default EC$0.8320. Scan the bill and the extract wins. Personal Plus.

  • · Scan or type the bill
  • · Appliance loads
  • · Surcharge from the paper

Fuel trips

Log what you paid at the pump and how far you drove.

Fill-ups store litres, money, odometer, and the station name you type. Trips store kilometres. Location, if you turn it on, only measures distance on this phone. Coordinates are never uploaded. Personal Plus.

  • · Money and litres saved
  • · Distance from the odometer or a trip
  • · Nothing is shared
Open Fuel trips

Money calendar

Payday, bills, and set-aside on a month view.

See the cycle at a glance. Personal Plus.

  • · Payday
  • · Bills
  • · Goals

Keep the next month clearer than this one.

Type the balance. Scan a receipt or a VINLEC bill and confirm it before it posts. Plus adds fuel trips that record what you paid and how far you drove. Personal books never mix with the shop.

Start Personal freeSee Personal pricing

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